You can live your dreams.
Why Buy Your Boat at the End of the Season?
As the boating season winds down, dealers are making room for next year's inventory. Pair end-of-season shopping with a promotional 5.99% APR and you can lock in a low rate on a brand-new 2026 or 2027 boat, then be ready to launch the day the water opens up next spring.
RecLending is a veteran-owned and operated company, and we're boaters ourselves. We'll work to make your financing simple, from application to the day you take delivery.
Boat loans that match your needs
Since 2009, RecLending has been providing solutions for marine loans and in the 48 contiguous states. We are proud to be a Veteran owned and operated company. We'll help you get the best interest rate with loan term options ranging from 60 months (5 yrs) to 240 months (20 yrs).
Over the past fourteen years, we have built strong relationships with top lenders across the U.S. That has given us a unique position and strength in the recreation finance industry. It has also increased the loan types that we can tailor to your specific needs. This, combined with our "One to One" customer service, has made RecLending one of the fastest growing companies in the marine and RV financing industry.
What to expect when working with us
Once we receive your online application:
- First thing is to know that every RecLending loan team member will be committed to reducing stress and making things happen as efficiently as possible to get your loan completed.
- A Reclending team member will call you to confirm your information and answer any questions you might have.
- We'll be with you every step of the way from the approval process to the completion of your purchase.
If you have questions during the process, you can call or email us any time. We'll be glad to help!
* Our soft credit pulls are done in-house and are protected by our industry-standard security systems. You can be sure your information is secure at all times.









