Safeguarding Your Information
Inside the RecLending Fraud Prevention Process
In an era when digital interactions are the norm, protecting personal information and ensuring
the integrity of our application process are our highest priorities at RecLending. We believe that
building a relationship with our clients starts with establishing a foundation of trust and security.
To achieve this, we have developed a rigorous, multi-layered fraud prevention protocol
designed to protect legitimate applicants while keeping bad actors at bay. Here is a transparent
look at how RecLending secures your application from start to finish.
The Starting Point: Encrypted Online Applications
The journey begins the moment you submit your application to RecLending. All data is
collected through our secure, online system. We utilize advanced encryption standards to ensure
that your sensitive personal and financial details are shielded from unauthorized interception
from the very second you press "Submit."
The Human Touch: Direct Verification Calls
While automated systems are powerful, we believe they cannot fully replace human intuition
and diligence. That is why the RecLending team calls every single applicant directly.
During this brief phone consultation, our dedicated team reviews the application details with
you. This conversational step serves two vital purposes:
•Ensuring Data Purity: We cross-reference the spoken information against what was
physically submitted in the RecLending portal to correct typos or accidental errors.
•Red Flag Screening: Our team is trained to identify behavioral red flags or
inconsistencies that automated scanners might miss.
The Cross Check: Out-of-Wallet (OOW) Questionnaires
During our verification call, RecLending performs a routine Out-of-Wallet (OOW)
questionnaire. These are specific, knowledge-based authentication questions generated from
secure data registries.
Unlike simple security questions (like your mother’s maiden name), OOW questions ask about
information that cannot typically be found in a wallet, a lost purse, or a basic social media
search—such as historical addresses, previous employment, or past credit milestones. Because
only the true owner of the identity would know these answers on the spot, this questionnaire
serves as the definitive confirmation of authenticity.
The Tech Layer: FTX Identity Verification
To combat modern digital identity theft, RecLending partners with FTX Identity, a cutting-
edge identity verification platform. This step leverages advanced AI and machine learning to
perform immediate verification checks. By evaluating data patterns and running automated
cross-references, the system confirms that the identity attached to the application is valid, current, and active. This instantly flags potential anomalies or synthetic identities before they can
move forward.
What This Means For You!
At RecLending, we recognize that a multi-step verification process requires a small investment
of your time. However, this robust protocol ensures that nobody can fraudulently use your name
or information within our system. By combining high-tech encryption and FTX Identity
software with the thoroughness of live phone verifications and Out-of-Wallet checks,
RecLending maintains a secure environment where your data is treated with the respect and
defense it deserves.
Thank you for partnering with RecLending to keep our community safe, secure, and authentic.
Have questions about our application or security procedures? Feel free to contact the
RecLending support team at +1517-543-6921 or info@reclending.com.
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